Accounts and roles
Organizations, projects and roles separate your brands, your environments and your staff. Give the cashier team one role and finance another.
Gaming & iGaming
Card rails charge gaming a premium. Then come the chargebacks, the reserves, and the frozen accounts.
High-risk card processing bills operators steep fees on volume, freezes funds in rolling reserves, triggers chargebacks weeks after chips are spent, and declines legitimate players on issuer rules. Suward is a crypto payment rail — flat 0.4% per payment, on-chain finality that holds, and no acquiring bank applying category rules to your settlement.
Card-rail tax
What high-risk card processing actually costs you.
These are the recurring complaints operators bring to a crypto rail.
Chargebacks and "friendly fraud." A player deposits, plays, then disputes the charge. With on-chain finality there is nothing to reverse once a payment reaches Success.
Steep fees on high-risk card volume. Suward is 0.4% per payment, minimum $1, plus a fixed per-network fee.
Rolling reserves held against your volume. Suward holds no reserve against your balance; finalized funds are yours to withdraw.
False declines that hit legitimate players hardest. A player the bank refuses can still deposit on-chain.
Finality
Once a deposit is final, it's final.
A card payment can be clawed back long after the play settles. An on-chain deposit can't, once it has reached full settlement. Suward runs every payment through Pending → Accepted → Success. Success means the deposit has reached full on-chain confirmation and is irreversible. There is no acquiring bank in the loop and no dispute window to lose.
The risky gap is between one confirmation and full settlement, where a recently-seen block can still be reverted. Suward holds each payment across that window: the monitor re-verifies blocks, reverts are handled automatically, and an operator has a manual ReverifyBlock fallback. A reverted block can't quietly undo a credited deposit here.
Deposit confirmation
PendingAcceptedSuccess
Pending
Acceptedcredit play
Successirreversible
Accepted → balance credited · settlement window held by Suward
How fast Accepted status arrives depends on the network. Approximate blocks to Accepted (directional, not a guarantee):
Ethereum4 blk
Optimism24 blk
Base24 blk
Plasma48 blk
Polygon64 blk
BSC107 blk
Arbitrum192 blk
Fast funding
Fund play at Accepted, settle at Success.
Players don't want to wait for a deposit to credit. When a deposit clears the fast early threshold the payment becomes Accepted — safe to release — and lands on your balance quickly, well before full settlement. You decide the threshold for crediting play: Accepted for speed, Success for irreversibility. The settlement window in between is held for you, not pushed onto your risk team.
HD addresses
Thousands of deposits, none of them confused.
A busy table or sportsbook generates a stream of small deposits, often the same amounts, often within seconds of each other. Suward gives every payment its own HD deposit address, so two players sending the same amount never collide. Balances are tracked in two figures — accepted (safe to credit play) and final (ready to withdraw) — auto-reconciled, and they never go negative. Reconciliation is bookkeeping you don't run by hand.
Balance ledger
500.00USDT
Ethereum·0x9a1b…2c3d
250.00USDT
Optimism·0x4e5f…6a7b
100.00USDC
Base·0x8c9d…0e1f
75.00USDT
Polygon·0x2b3c…4d5e
Total accepted925.00
exact precision · never negative
Payouts
Paying winners, from the dashboard.
Withdraw from the dashboard and a worker broadcasts the payout on-chain and confirms it, with a manual operator fallback if a broadcast fails. Each network carries a fixed Suward network fee that covers the on-chain cost, separate from the 0.4%.
Stablecoins
Accept crypto deposits — stablecoins hold value, native coins settle fast.
A native-coin deposit worth $1,000 tonight can read differently tomorrow. Accept USDT or USDC instead and the deposit holds its dollar value while it sits on your balance. Suward runs 21 assets across 7 networks: stablecoins (USDT, USDC, plus USDC.e on Arbitrum) and the native coin of each network. What a player sends is exactly what you account for.
Category access
Built for high-risk operators, end to end.
Many card processors and hosted payment products exclude gambling in their terms or freeze gaming-linked accounts. Suward is a crypto-native gateway, so there is no acquiring bank applying its own category rules to your settlement. You run your own licensing; Suward handles the payments. Suward gives you the payment rail, robust settlement, and balances that hold up under volume. AML screening runs on every transaction at the gateway level, so you have one fewer compliance gap to explain to regulators.
Security
Security that fits an operations team.
Keys and limits
v2 API keys carry their own rate limits, and every create call is idempotent, so a retried deposit request never double-credits a player.
Account security
2FA with TOTP and backup codes guards the dashboard where payouts are signed off.
Signed webhooks
Set a webhook URL per project or per payment and Suward sends Ed25519-signed payment.accepted, payment.success and payment.failed events, retried at least once. Wire them straight into player provisioning so a balance credits the moment a deposit clears.
payment.json
POST /v1/paymentsX-Api-Key: sk_live_•••••••••••• { "externalId": "round-7742", "webhookUrl": "https://casino.com/hooks/suward", "asset": "USDT_ETHEREUM", "amount": "100000000"}# amount: smallest unit — USDT has 6 decimals, so 100000000 = 100 USDTPricing
0.4% per payment, minimum $1. No reserve against your money.
The minimum is a floor, not a surcharge. A $100 deposit costs 1%, a $1,000 deposit costs 0.4%, and larger deposits stay close to 0.4%. A $10 deposit hits the $1 floor, so its effective rate is 10%, and the calculator shows the exact number before you commit. Against steep high-risk card rates, the gap on real deposit sizes is wide. The per-network fee is fixed and separate. Your balance carries no rolling reserve and no hold.
FAQ
Gaming questions, answered.
No. A card payment can be disputed; an on-chain deposit can't, once it reaches Success and full on-chain confirmation. That removes chargebacks and friendly-fraud disputes from the deposit side.
It lands on your balance as Accepted when it passes the fast early threshold — safe to release — before full settlement. That threshold arrives in roughly a handful of blocks on Ethereum and a couple dozen on Optimism or Base, as a directional figure rather than a guarantee. You choose whether to fund play at Accepted or wait for Success.
Each deposit settles in the asset it was paid in. Accept USDT or USDC if you want deposits to hold a dollar value on your balance.
Automatic on-chain payouts run from the dashboard: a worker broadcasts and confirms them, with a manual operator fallback.
Suward is a crypto-native gateway, so there's no acquiring bank applying category rules to your settlement. You run your own licensing; Suward handles the payments.
Yes. Test payments run a real hosted checkout end to end, Pending → Accepted → Success. Mint test coins with no signup, then create a free account to run a real payment and withdraw it — nothing to install.
Ready to take crypto deposits without chargebacks? Let's talk.
Tell us about your platform and we'll walk through the integration — or run a test deposit first.